Safeguarding account support
Map client-funds flows, safeguarding arrangements, and the evidence required for suitable provider discussions.
Institutional account infrastructure
Correspondent & Safeguarding Accounts
Build account infrastructure for regulated payment flows, client-funds safeguarding, and institutional settlement relationships.
Overview
This service supports regulated payment businesses that need to define how client money, settlement, and institutional banking relationships will operate. Fintech-assist coordinates the preparation, provider dialogue, and implementation workstreams.
Who it’s for
- EMIs, PIs, PSPs, and other regulated payment businesses
- FinTech platforms designing client-funds and settlement arrangements
- International financial institutions building correspondent relationships
What the support covers
Correspondent account support
Prepare for institutional settlement and banking relationships supporting international payment flows.
Implementation coordination
Align account design with operations, compliance controls, banking partners, and launch readiness.
What we coordinate
- Flow-of-funds and client-money model mapping
- Provider readiness materials and institutional profile preparation
- Safeguarding or correspondent account dialogue coordination
- Operational, compliance, and implementation workstream alignment
Account-model considerations
Regulatory perimeter
The appropriate account model depends on the licence, services, client-money position, and applicable requirements.
Settlement design
Currencies, counterparties, payment routes, and reconciliation arrangements shape the institutional requirement.
Provider diligence
Specialist providers assess governance, controls, transaction profile, and operating readiness in detail.
Specialist support
Safeguarding Accounts
For regulated payment businesses establishing a clear infrastructure for the protection and administration of client funds.
- Client-funds mappingDefine receipt, holding, segregation, settlement, and reconciliation points in the proposed payment flow.
- Control readinessCoordinate the policies, reporting, governance, and operational evidence expected by prospective providers.
- Provider coordinationPrepare a coherent project profile for safeguarding-account assessment and implementation dialogue.
Correspondent Accounts
For international payment businesses that need institutional relationships to support settlement and banking connectivity.
- Relationship modelClarify expected currencies, counterparties, settlement routes, and the intended institutional use case.
- Institutional profilePrepare governance, compliance, volume, and transaction-profile information for due-diligence discussions.
- Operational coordinationAlign integration, reconciliation, access controls, and ongoing relationship-management responsibilities.
How It Works
Map client-funds, settlement and regulatory requirements
- Your role
- Share your permissions, flow-of-funds model and intended settlement or client-money arrangements.
- Our coordination
- Distinguish correspondent and safeguarding needs and coordinate assessment of the relevant requirements.
- Stage outcome
- A defined account model and a list of regulatory and operational questions to resolve.
Assess suitable correspondent or safeguarding providers
- Your role
- Confirm currencies, markets, expected volumes and required account capabilities.
- Our coordination
- Assess potential institutional providers against the business, account purpose and operational dependencies.
- Stage outcome
- A provider shortlist for the required account model, subject to individual assessment.
Prepare institutional diligence and operational evidence
- Your role
- Provide governance, ownership, compliance and operational evidence requested for institutional review.
- Our coordination
- Coordinate the diligence package, flow diagrams and supporting control documentation.
- Stage outcome
- An organised institutional profile with missing evidence identified.
Coordinate provider review, account terms and controls
- Your role
- Answer provider queries and review proposed terms with your legal and compliance teams.
- Our coordination
- Coordinate discussions of account terms, controls, reconciliation and implementation responsibilities.
- Stage outcome
- A documented provider assessment and proposed arrangements, subject to the required approvals.
Support implementation subject to provider approval
- Your role
- Approve the agreed operating procedures and assign owners for ongoing account controls.
- Our coordination
- Coordinate implementation, testing and handover where the provider approves the relationship.
- Stage outcome
- An implemented arrangement after approval and completion of conditions, or a revised next-step plan.
Related services
Contact Us
Discuss your next step
Tell us the licence, country, activity and budget you are considering. Choose WhatsApp, Telegram or email to speak directly with us.