Card programmes and scheme connectivity

Visa, Mastercard & UnionPay Integration

Turn a card-programme concept into a coordinated implementation plan for issuing, acquiring, processing, and scheme connectivity.

Overview

Fintech-assist supports the advisory, coordination, integration, and application work around card programmes. Card-scheme permissions and partner approvals are determined by the relevant schemes, issuers, acquirers, and providers.

Who it’s for

What the support covers

Programme setup

Define the card proposition, customer journey, operating model, and issuer or BIN sponsorship requirements.

Issuing, acquiring, and processing

Assess delivery models and coordinate the roles of issuer, acquirer, processor, and programme partners.

Scheme and integration support

Coordinate scheme-readiness, API integration, testing, and partner application work for Visa, Mastercard, or UnionPay programmes.

What we coordinate

Programme selection considerations

Programme model

The issuing, acquiring, BIN sponsorship, or processing structure should reflect the product and markets.

Partner responsibilities

Permissions, risk decisions, onboarding, and scheme access remain with the relevant authorised partners and schemes.

Technical readiness

APIs, controls, tokenisation, settlement, customer support, and reporting need a clear implementation plan.

How It Works

  1. Initial Assessment

  2. Solution Mapping

  3. Structuring

  4. Documentation

  5. Banking / Regulatory Coordination

  6. Implementation

  7. Ongoing Support

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